Wealth Management Solutions
Deane Retirement Strategies is a fiduciary financial advisory firm founded in New Orleans in 1993. For more than 30 years we have focused exclusively on helping individuals and families prepare for and enjoy retirement.
Our team brings together a Certified Financial Planner® (CFP®) and a Chartered Financial Analyst (CFA) who work side by side to manage over $200 million in client assets.
A Unique Integrated Approach
We are one of the few firms where a Certified Financial Planner® (CFP®) and Chartered Financial Analyst (CFA) work together under the same roof, providing fully integrated financial planning and portfolio management. At Deane Retirement Strategies, those disciplines are inseparable. Advice and execution stay in perfect alignment because everyone who serves you is in the same office, following the same philosophy. We never outsource your money to costly outside managers.
Planning Comes First
We never invest a dollar before we understand the client. That means taking time to gather details about your goals, income needs, and the risks that could disrupt your future. Only once that picture is clear do we design a written plan and begin implementing an investment strategy. Financial planning is not a one-time task. As life changes, so do the questions, and we are here to help you think through each new chapter as it comes.
How We Invest
Our Balanced Portfolio Strategy uses an actively managed mix of individual stocks and exchange traded funds (ETFs) across equities, bonds, precious metals, and select alternative investments. The goal is reliable growth, protection of principal, and sustainable income when the time comes. We never use mutual funds, annuities, or packaged insurance products, so costs remain clear and controllable.
Experts in Retirement Accounts and Retirement Tax Rules
Retirement income is more than dividends and interest. It is also about understanding the complex rules that govern IRAs, employer plans, Roth conversions, rollovers, and Required Minimum Distributions. Our team has spent three decades mastering the tax code provisions that affect retirees, and we use that knowledge to help you keep more of what you earn.
Fee-Only and Fully Transparent
As fee-only fiduciaries we do not accept commissions or product incentives. Every client sees, to the penny, what they pay us and what they receive. Our minimum portfolio size is $1 million, ensuring that each household gets the depth of attention our model is built to deliver. Our management fee covers everything and begins at 1.25% of assets under management then decreases to under 1% as your portfolio grows.