Sudden Wealth
An inheritance, insurance payout, stock vesting, or legal settlement can bring both relief and anxiety, and we recognize how overwhelming this moment may feel. We move at your pace, explaining each step in plain language and making sure every question is answered before we proceed.
We begin by creating breathing room: a short‑term reserve and a pause button on major decisions. Next, we address the biggest threats to capital, such as unexpected tax bills and market swings. Concentrated stock positions receive patient diversification, and any lingering debts or short-term obligations are settled before capital is placed at risk.
With the foundation secure, we introduce the Balanced Portfolio approach that has guided our clients for decades. As a NAPFA‑registered, fee‑only fiduciary advisory firm, we never use commissioned or hidden fee products. Ongoing monitoring by our Certified Financial Planner (CFP) and Chartered Financial Analyst (CFA) keeps the strategy aligned with changing tax rules and market conditions.
The goal is straightforward: preserve today’s windfall so it can support you and your family for many tomorrows.
We Are Fee-Only Retirement Advisors
Our sole basis of client compensation, as a fee only financial planner, is advisory fees. Our “Fee-Only” (commission free) approach to retirement financial planning and investment management allows us to avoid advisor/client conflicts of interest and always place your best interest first.
Our Advisory Fees are All Inclusive
- Retirement & Wealth Accumulation Planning
- Investment Management
- Retirement Income Management
- Portfolio Performance Reports
- Client Review Meetings
- Concierge Client Services