Company Retirement Plans

A Smarter 401k for Your Business

We professionally manage every dollar in your company 401k as one coordinated portfolio that is built solely for your employees. Assets are never commingled with other firms, yet each participant still sees their personal account balance, contributions, and performance.

Employees who prefer to steer their own investments may still do so, while everyone else enjoys the convenience of expert management and the confidence that comes with it.

Shift the Fiduciary Burden

As an ERISA 3(38) Registered Investment Advisor we accept full fiduciary responsibility for day to day investment decisions. Your leadership team no longer has to monitor fund menus or justify performance; we do that for you while you focus on running the business.

Balanced Style That Works for Every Age

Our Balanced Style blends high quality stocks, bonds, cash, and precious metals. This mix seeks reliable growth, principal protection, and restful nights for every participant, whether they are twenty-five or sixty-five. Strategic shifts among asset classes aim to limit large losses and outpace inflation.

Credentialed Fee-Only Team

Your plan is overseen by a team that includes a Certified Financial Planner® (CFP®) and a Chartered Financial Analyst® (CFA®). We are fee only advisors, so the only compensation we receive is a transparent investment management fee that declines as plan assets grow. Charles Schwab & Co. Inc. safeguards your assets and handles every trade.

Lower Costs, Greater Clarity

We avoid mutual funds and annuities that layer hidden expense ratios on top of advisory costs. Instead we use individual securities and low cost ETFs, cutting unnecessary fees and giving you full visibility into every holding.

Let’s Build a Retirement Benefit that Works

Schedule a brief conversation to see how our approach can elevate your company retirement plan and help attract and retain top talent.