Company Retirement Plans

A Smarter 401k for Your Business

We professionally manage every dollar in your company 401k as one coordinated portfolio that is built solely for your employees. Assets are never commingled with other firms, yet each participant still sees their personal account balance, contributions, and performance.

Employees who prefer to steer their own investments may still do so, while everyone else enjoys the convenience of expert management and the confidence that comes with it.

Shift the Fiduciary Burden

As an ERISA 3(38) Registered Investment Advisor we accept full fiduciary responsibility for day to day investment decisions. Your leadership team no longer has to monitor fund menus or justify performance; we do that for you while you focus on running the business.

Balanced Style That Works for Every Age

Our Balanced Style blends high quality stocks, bonds, cash, and precious metals. This mix seeks reliable growth, principal protection, and restful nights for every participant, whether they are twenty five or sixty five. Strategic shifts among asset classes aim to limit large losses and outpace inflation.

Credentialed Fee-Only Team

Your plan is overseen by a team that includes a Certified Financial Planner (CFP) and a Chartered Financial Analyst (CFA). We are fee only advisors, so the only compensation we receive is a transparent investment management fee that declines as plan assets grow. Charles Schwab & Co. Inc. safeguards your assets and handles every trade.

Lower Costs, Greater Clarity

We avoid mutual funds and annuities that layer hidden expense ratios on top of advisory costs. Instead we use individual securities and low cost ETFs, cutting unnecessary fees and giving you full visibility into every holding.

Let’s Build a Retirement Benefit that Works

Schedule a brief conversation to see how our approach can elevate your company retirement plan and help attract and retain top talent.

We Are Fee-Only Retirement Advisors

Our sole basis of client compensation, as a fee only financial planner, is advisory fees. Our “Fee-Only” (commission free) approach to retirement financial planning and investment management allows us to avoid advisor/client conflicts of interest and always place your best interest first.

Our Advisory Fees are All Inclusive

Standard Platform Fee Schedule

Our Standard Platform Fee Schedule applies to clients with a portfolio over $1 million. The annual percentage cost for portfolios valued between $1,000,000 and $5,000,000 begins at 1.25% and declines incrementally to 1%, declining further for larger portfolios. Portfolios under $1,000,000 are subject to a minimum quarterly fee. Your cost is determined by the aggregate value of your assets under our management (401k, IRA, Personal). As your account value increases, your annual cost percentage incrementally decreases.

As fee-only financial planners and investment managers, our fee schedule is all inclusive… planning and investment management.

Watch & Learn in a Nutshell…
Your Advantage Working with a Fiduciary, Fee-only Advisor