401(k) & IRA Rollovers

We specialize in IRA rollovers. The laws, taxes, and penalties governing withdrawals from retirement plans and IRA rollovers are among the most complicated in the internal revenue code.

Our extensive knowledge of the advantages and disadvantages of IRA rollovers make us experts in guiding near retirees through their financial transition into retirement. Transitioning into retirement can be frustrating, confusing and often intimidating. Once you sign on the dotted line with your company, there are no “do-overs” with your retirement plan options or with the IRS.

As your retirement financial advisor, we can help you navigate your financial transition into retirement. We’ll begin your financial transition process with discovery and assessment meetings to validate that your investment portfolio, coupled with your other income sources, will support your retirement lifestyle for a lifetime, factoring in inflation and taxes. We will formulate viable solutions in support of your retirement vision.

The mechanics of a rollover of your 401k into an IRA must be 100% correct to avoid IRS penalties and taxes. Our team will quarterback your IRA rollover from start to finish. We’ll speak with your human resources rep or your plan custodian to obtain information; we speak their language. We’ll oversee your rollover paperwork or rollover phone requests. We’ll monitor your entire rollover process until your company plan proceeds are deposited into your IRA and invested according to the parameters that we established together. Monthly cash flow from your IRA rollover portfolio can begin almost immediately, assuming you’re ready to receive income.

Deane Retirement Strategies integrates retirement planning, rollover mechanics and investment management as your bridge to retirement. Our expertise as Retirement Advisors could make a dramatic difference in your style of living once you’re no longer getting a paycheck.